Maryland is expanding its Smart-Buy initiative. It helps people looking to buy a home through the Maryland Mortgage Program by either eliminating up to 50-thousand dollars in student debt or providing 15-percent of their home purchase, depending on which is lower. Governor Hogan says the program will also offer help to low-income borrowers by offering them an additional down payment and closing cost loan option. Marylanders can learn more by visiting Maryland Smart-Buy Housing Program