It’s been more than a year since the first COVID-19 case hit the U.S. But it was this month that the nationwide shutdown of businesses, restaurant and in-person services began. No one could have imagined the financial impact the pandemic would have on so many of us. We’re talking about your personal finances, one year after the start of the pandemic. What has changed? What has remained the same? How can you navigate the choppy financial waters as things slowly begin to open up?